VA Home Loan Specialist

Tim Lewis

NMLS #157603
VA Loan Team Manager &
veteran of Operation Iraqi Freedom

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VA Mortgage FAQ's

What rate can I get on a VA loan?

For many borrowers, the number they are the most concerned with on their loan is their interest rate. VA mortgage rates, like any mortgage rates, can change on a daily basis.  The VA mortgage interest rates tend to move up and down with conventional loan rates. Typically, VA borrowers ... View FAQ

Can I get more than one VA loan at a time?

Sometimes VA borrowers want to know if they can have more than one VA loan at a time.  In rare circumstances it is possible for a VA borrower to have more than one VA mortgage.  Remember, basic entitlement is $36,000 and bonus entitlement can only be used on ... View FAQ

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Featured Special Topics

VA Loans: Only A Small Portion of Veterans Are Using Their Benefit

Much of the news in early 2009 is about mortgages.  With zero money down and no private mortgage insurance, many argue a VA loan is hard to beat.  That said, the VA Home Loan Guaranty Program is considered by many to be one of the most underutilized mortgage programs out there.  

Of the 23.8 million U.S. veterans, less than 10% have taken advantage of their VA home loan benefit.  Most veterans are eligible for ... Read More

VA Loans for Surviving Military Spouses

The U.S. Department of Veterans Affairs (VA) provides home loan benefits to certain surviving spouses of military personnel.  Understanding these benefits can help qualified surviving spouses who qualify to finance a home with a VA loan.

First, a surviving spouse must determine whether he or she is eligible for a VA mortgage.  A spouse may be eligible if he or she is:

• Un-remarried and a survivor of a military member who died while in service or from a ... Read More

Other Special Topics