VA Mortage Loan Benefits
- Veterans Administration guarantee
- VA Home Loan with no down payment (100% financing)
- Money saved on mortgage insurance
- Low VA Loan Rates
- Never a pre-payment penalty
- Financial counseling from the VA in case of temporary financial difficulties
- More information in the VA Home Loan Guide
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Search for Your File
If you've applied for a veteran's loan or other government loan program previously,
much your information may already be on file with our department.
Locate your file here: File Lookup
Bulletins
- HUD AWARDS $4.2 MILLION IN HIV/AIDS HOUSING GRANTS TO FOUR LOCAL PROGRAMS [Source: HUD] Read more
- Stavridis: Signs of Al-Qaida in Libyan Rebels [Source: Military.Com] Read more
More Bulletins
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VA Mortgage FAQ's
What fees will I be charged with a VA home loan and how much cash do I need?
Often, the fees associated with VA loans and the cash needed to close are a big question for VA borrowers. Knowing what to expect can make the process easier. To obtain a new VA loan, most VA eligible-borrowers can expect a VA required funding fee that could be ... View FAQ
Am I eligible to apply for a VA Home Loan?
Many people simply want to know whether they are eligible to apply for a VA home loan under the VA eligibility guidelines.Eligibility has to do mostly with duration of service. There are four important numbers to remember: 2 -- 6 -- 90 -- 181. The "2" is for those ... View FAQ
Other Veteran Loan Questions | Ask a Question
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Featured Special Topics
The Facts About the Restoration of Entitlement for VA Loans
If a veteran has used his/her VA entitlement on a VA guaranteed mortgage loan, there may be “more” entitlement available, or, if the loan has been repaid, it could be restored. One of the greatest benefits of a VA loan is that the entitlement can be restored to purchase another home with VA financing.
1. Is there an unused portion of the veteran’s entitlement? A veteran who has obtained a VA home loan may still have a ... Read More
VA Compromise Sale Can Help VA Borrowers in Distress
A down economy and a distressed housing market often coincide. VA borrowers can feel the effects of a recession just like anyone else. And, there are a number of reasons why a military member might need to sell a home for less than what he or she owes on the property.
For some VA borrowers in this situation, an alternative called VA compromise sale can help. Much like a short sale, a VA compromise sale may be explored ... Read More
Other Special Topics
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