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iFreedom Direct™
Veteran Services Department
Veterans' Benefits Improvement Act of 2008 to impact VA home loans and help qualified veterans and active military financially.
Full 100% cash out VA loan now available for debt consolidation and cash out refinances.
      

Direct VA Home Loans
Services for U.S. Veterans in
Applying for VA Home Loan Benefits


The Veteran Services Department of iFreedom Direct is here to support you in utilizing your entitlement to veteran and active duty benefits for your home loan, as well as to other government backed mortgage programs.


Get Started with Your VA Home Loan

I'm interested in:
Form FVA-P701 Form FVA-R702 VA Benefit Inquiry Form

 

VA Home Loan Specialist


Tim Lewis

VA Loan Team Manager &
veteran of Operation Iraqi Freedom


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VA Loan Benefits


  • Veterans Administration guarantee
  • VA Home Loan with no down payment (100% financing)
  • Money saved on mortgage insurance
  • Low VA Loan Rates
  • Never a pre-payment penalty
  • Financial counseling from the VA in case of temporary financial difficulties
  • More information in the VA Home Loan Guide
   

Search for Your File


If you've applied for a VA Loan or other government loan program previously, much your information may already be on file with our department.

Locate your file here: File Lookup


Bulletins

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  • HUD secretary Donovan announces $132 million in recovery act funds to improve native American and Alaskan housing, spur economic development [Source: HUD] Read more

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Recent Questions


Does a VA Home Loan have mortgage insurance?

No, a VA Home Loan does not have mortgage insurance (also referred to as "M.I."). VA Loans are actually guaranteed ... View answer


Can a lender obtain my Certificate of Eligibility for me?

Yes. However, it would be beneficial to prepare yourself by finding your DD-214 member 4, and retrieving and completing form ... View answer


Other Questions | Ask a Question

 

Featured Special Topics


American Recovery and Reinvestment Act of 2009 Protects Veteran Homeowners


On February 17, 2009 President Barack Obama signed the American Recovery and Reinvestment Act – known as the Stimulus Bill.  The bill is largely intended to provide stimulus to the U.S. economy in the wake of the downturn suffered as a result (in part) of the subprime mortgage crisis. A focal point of the bill is $555 million for a temporary expansion of the Homeowner’s Assistance Program benefits for private home sale losses of both military and civilian Defense ... Read More



VA Home Loan Refinance Programs: What Options are Available?


Qualified active duty and former military personnel have a great advantage when it comes to refinancing their mortgages. VA home loan refinance programs offer options to them that are not available to other borrowers.  A homeowner who qualifies for a VA home loan refinance can take a look at the options and assess, based on individual or family needs, how a VA home loan refinance can help household finances.  

A VA home loan refinance allows qualified homeowners ... Read More



Other Special Topics

 
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Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, licensed by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans.