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VA Purchase Application VA Purchase Application VA Refinance Application VA Refinance Application
iFreedom Direct®
Veteran Services Department
Veterans' Benefits Improvement Act of 2008 to impact VA home loans and help qualified veterans and active military financially.
Full 100% cash out VA loan now available for debt consolidation and cash out refinances.
      

Direct VA Home Loans
Services for U.S. Veterans in
Applying for VA Home Loan Benefits


The Veteran Services Department of iFreedom Direct is here to support you in utilizing your entitlement to veteran and active duty benefits for your home loan, as well as to other government backed mortgage programs.


Get Started with Your VA Home Loan  

I'm interested in: VA Only   VA & Other Gov't Loan Programs  
Form FVA-P701 Form FVA-R702 VA Benefit Inquiry Form

 

VA Home Loan Specialist


Tim Lewis

VA Loan Team Manager &
veteran of Operation Iraqi Freedom


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VA Loan Benefits


  • Veterans Administration guarantee
  • VA Home Loan with no down payment (100% financing)
  • Money saved on mortgage insurance
  • Low VA Loan Rates
  • Never a pre-payment penalty
  • Financial counseling from the VA in case of temporary financial difficulties
  • More information in the VA Home Loan Guide
   

Search for Your File


If you've applied for a VA Loan or other government loan program previously, much your information may already be on file with our department.

Locate your file here: File Lookup


Bulletins

  • HUD CHARGES CHICAGO ARCHITECT, DEVELOPER WITH FAILURE TO BUILD APARTMENTS THAT ARE ACCESSIBLE TO PERSONS WITH DISABILITIES [Source: HUD] Read more
  • Survivors Fast-Tracked for Stop-Loss Pay [Source: Military.Com] Read more

More Bulletins


 

VA Mortgage FAQ's


How can my VA mortgage benefits be used to lower my monthly bills?

Rolling debt into your mortgage can make a big difference in monthly overhead, and VA loans can be used for just that.  A VA cash-out refinance can be used to consolidate bills, pay off credit cards, car loans, and other debts, effectively reducing your overall monthly expenses.  As ... View FAQ


How can I lower my mortgage payment with a VA streamline loan?

Many VA borrowers like what they hear about the VA streamline refinance program and want to know more.  If you don't need cash out and simply want to lower your monthly mortgage payment with a lower interest rate, or if you'd like to shorten your loan term, a VA ... View FAQ


Other Veteran Loan Questions | Ask a Question

 

Featured Special Topics


VA Streamline Refinance Still Streamlined


Recently, Federal Housing Administration (FHA) tightened the requirements for its Streamline refinance program, which in the past has allowed FHA loan holders to refinance to reduce their interest rate with little hassle. It will now be more difficult to qualify for an FHA Streamline refinance. The U.S. Department of Veterans Affairs has a similar refinance program for VA mortgage holders, also called Streamline, and it hasn’t followed suit in tightening its qualifying criteria. Many homeowners with existing VA loans seeking ... Read More



An In-Depth Look Into VA Loans


VA home loans are an outstanding benefit to the men and women who have served our great nation. The VA enables veterans to get financing at up to 100% of the purchase price of the home. Plus, with VA loans, the seller is often times permitted to pay all of the buyer’s closing costs.  It’s a program that can save well-deserving veterans thousands of dollars.

In fact, when VA mortgage loans are compared to traditional home financing, the ... Read More



Other Special Topics

 
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Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, a lender approved by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans. Our primary lending offices are located at: 2363 S. Foothill Drive, Salt Lake City, Utah 84109.
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