VA Loan Benefits
- Veterans Administration guarantee
- VA Home Loan with no down payment (100% financing)
- Money saved on mortgage insurance
- Low VA Loan Rates
- Never a pre-payment penalty
- Financial counseling from the VA in case of temporary financial difficulties
- More information in the VA Home Loan Guide
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Search for Your File
If you've applied for a VA Loan or other government loan program previously, much your information may already be on file with our department.
Locate your file here: File Lookup
Bulletins
- HUD Secretary announces assistance for Oklahoma wildfire victims [Source: HUD] Read more
- Obama Eyeing Order for Gitmo Detainees [Source: Military.Com] Read more
More Bulletins
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Recent Questions
How much can I borrow on a VA Home Loan?
The maximum loan amount for a VA Home Loan is now $417,000.00. The purchase amount may be higher. On a ... View answer
If I have had a foreclosure in the past, can I qualify for a VA Home Loan?
It is possible to qualify with satisfactory credit if a prior foreclosure was more than 24 months prior. However, if ... View answer
Other Questions | Ask a Question
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Featured Special Topics
VA Loans and the Role of Income
VA home loan guaranty programs allow military service personnel, reservists, and veterans an opportunity to purchase a home with the help of a government-backed home loan option. Loan approval for VA-eligible borrowers is not automatic, however, and veterans must still qualify for a VA home loan according to program underwriting guidelines. One of the requirements is that the borrower or borrowers provide verification that their income, when compared to their debt payments (debt-to-income ratio), meets pre-established standards. These ... Read More
VA Loans: Only A Small Portion of Veterans Are Using Their Benefit
Much of the news in early 2009 is about mortgages. With zero money down and no private mortgage insurance, many argue a VA loan is hard to beat. That said, the VA Home Loan Guaranty Program is considered by many to be one of the most underutilized mortgage programs out there.
Of the 23.8 million U.S. veterans, less than 10% have taken advantage of their VA home loan benefit. Most veterans are eligible for VA ... Read More
Other Special Topics
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