VA Loan Benefits
- Veterans Administration guarantee
- VA Home Loan with no down payment (100% financing)
- Money saved on mortgage insurance
- Low VA Loan Rates
- Never a pre-payment penalty
- Financial counseling from the VA in case of temporary financial difficulties
- More information in the VA Home Loan Guide
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Search for Your File
If you've applied for a VA Loan or other government loan program previously, much your information may already be on file with our department.
Locate your file here: File Lookup
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Recent Questions
I have already obtained one VA Loan. Can I get another one?
While VA Home Loans are the best option for a first time home buyer, you are not limited to a ... View answer
If I have had a foreclosure in the past, can I qualify for a VA Home Loan?
It is possible to qualify with satisfactory credit if a prior foreclosure was more than 24 months prior. However, if ... View answer
Other Questions | Ask a Question
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Featured Special Topics
Restoring VA Loan Entitlement
One of the most common myths about VA Loans is that once used, the benefit can never be used again. This is simply untrue. VA entitlement can be restored and used again and again. In fact, VA borrowers can use VA home loans as many times as they want, as long as they have entitlement. Entitlement is what determines military mortgage eligibility for veterans qualified to receive VA benefits.
In some cases, entitlement may need to ... Read More
Qualifying for a VA Loan after Foreclosure
A frequent question among borrowers is whether they can qualify for a VA Loan after suffering a foreclosure on a previous mortgage.
The VA Home Loan Guaranty Program’s qualifying guidelines are very clear when it comes to a borrower with foreclosure history. Since repayment practices on past debts are the best indicators for willingness to pay future debts, a prior foreclosure can prevent someone from qualifying for a veterans’ mortgage. However, a foreclosure does not make it ... Read More
Other Special Topics
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