VA MORTGAGE LOAN & GOV'T PROGRAMS
from iFreedom Direct®, NMLS# 3122 |
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iFreedom Direct
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Direct VA Home Loans
Direct VA Home Loans Services for U.S. Veterans in applying for VA Home Loan Benefits
The Veteran Services Department of
iFreedom Direct
is here to support you in utilizing your entitlement to veteran and active duty
benefits for your VA home loan, as well as to other government backed mortgage programs.
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VA Home Loan Specialist
Tim Lewis
NMLS #157603
VA Loan Team Manager &
veteran of Operation Iraqi Freedom
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VA Mortage Loan Benefits
- Veterans Administration guarantee
- VA Home Loan with no down payment (100% financing)
- Money saved on mortgage insurance
- Low VA Loan Rates
- Never a pre-payment penalty
- Financial counseling from the VA in case of temporary financial difficulties
- More information in the VA Home Loan Guide
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Search for Your File
If you've applied for a veteran's loan or other government loan program previously,
much your information may already be on file with our department.
Locate your file here: File Lookup
Bulletins
- Poll: Support for Afghan War at New Low [Source: Military.Com] Read more
- HUD AND OBAMA ADMINISTRATION OFFICIALS HOST GEORGIA WHITE HOUSE FORUM ON HOUSING [Source: HUD] Read more
More Bulletins
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VA Mortgage FAQ's
How will getting a VA loan affect my other VA benefits like pension and health care?
Many veterans wonder how one VA benefit affects another, particularly when it comes to home loans. Truth is, the home loan guaranty program, pensions and healthcare are all separate VA benefits. A common misconception is that VA loans are cash from the government to buy homes. In ... View FAQ
Am I eligible to apply for a VA Home Loan?
Many people simply want to know whether they are eligible to apply for a VA home loan under the VA eligibility guidelines.Eligibility has to do mostly with duration of service. There are four important numbers to remember: 2 -- 6 -- 90 -- 181. The "2" is for those ... View FAQ
Other Veteran Loan Questions | Ask a Question
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Featured Special Topics
VA Loans- How low can interest rates go?
Bond prices soar, yields plummet, interest rates drop; these are classic recession symptoms. The 2009 New Year has mortgage rates at an historic low – the lowest they’ve been since 1971. VA loan borrowers want to know -- how low can they go? And what does this mean for VA loan rates?
Experts say the latter half of 2008 and beginning of 2009 represent the worst housing market since the great depression. On a positive ... Read More
Unacceptable Uses for VA Loans
Many VA-eligible borrowers understand that veterans’ mortgages can be used for the following purposes:
• Single family resident purchase
• VA-approved townhouse purchase
• VA-approved condominium purchase
• New home construction
• Home improvements, repairs or alterations
• Cash-out refinance for debt consolidation
• Streamline refinance
• Cash-out refinance for “green” upgrades
What some VA borrowers may not know is that just as there are acceptable uses, there are also unacceptable uses for VA loans. The VA Home Loan Guaranty Program may not be used to purchase:
• Unimproved land with no specific ... Read More
Other Special Topics
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