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iFreedom Direct ®
Veteran Services Department
      

Direct VA Home Loans

Direct VA Home Loans Services for U.S. Veterans in applying for VA Home Loan Benefits


The Veteran Services Department of iFreedom Direct is here to support you in utilizing your entitlement to veteran and active duty benefits for your VA home loan, as well as to other government backed mortgage programs.


Get Started with Your VA Home Loan  

I'm interested in: VA Only   VA & Other Gov't Loan Programs  
Form FVA-P701 Form FVA-R702 VA Benefit Inquiry Form

 

VA Home Loan Specialist


Tim Lewis

NMLS #157603
VA Loan Team Manager &
veteran of Operation Iraqi Freedom


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VA Mortage Loan Benefits


  • Veterans Administration guarantee
  • VA Home Loan with no down payment (100% financing)
  • Money saved on mortgage insurance
  • Low VA Loan Rates
  • Never a pre-payment penalty
  • Financial counseling from the VA in case of temporary financial difficulties
  • More information in the VA Home Loan Guide
   

Search for Your File


If you've applied for a veteran's loan or other government loan program previously, much your information may already be on file with our department.

Locate your file here: File Lookup


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VA Mortgage FAQ's


What rate can I get on a VA loan?

For many borrowers, the number they are the most concerned with on their loan is their interest rate. VA mortgage rates, like any mortgage rates, can change on a daily basis.  The VA mortgage interest rates tend to move up and down with conventional loan rates. Typically, VA borrowers ... View FAQ


Can I get more than one VA loan at a time?

Sometimes VA borrowers want to know if they can have more than one VA loan at a time.  In rare circumstances it is possible for a VA borrower to have more than one VA mortgage.  Remember, basic entitlement is $36,000 and bonus entitlement can only be used on ... View FAQ


Other Veteran Loan Questions | Ask a Question

 

Featured Special Topics


VA Loans: Only A Small Portion of Veterans Are Using Their Benefit


Much of the news in early 2009 is about mortgages.  With zero money down and no private mortgage insurance, many argue a VA loan is hard to beat.  That said, the VA Home Loan Guaranty Program is considered by many to be one of the most underutilized mortgage programs out there.  

Of the 23.8 million U.S. veterans, less than 10% have taken advantage of their VA home loan benefit.  Most veterans are eligible for ... Read More



VA Loans for Surviving Military Spouses


The U.S. Department of Veterans Affairs (VA) provides home loan benefits to certain surviving spouses of military personnel.  Understanding these benefits can help qualified surviving spouses who qualify to finance a home with a VA loan.

First, a surviving spouse must determine whether he or she is eligible for a VA mortgage.  A spouse may be eligible if he or she is:

• Un-remarried and a survivor of a military member who died while in service or from a ... Read More



Other Special Topics

 
 
Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, NMLS #3122, a lender approved by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans. Our primary lending offices are located at: 2363 S. Foothill Drive, Salt Lake City, Utah 84109. Customers with questions regarding our loan officers and their licensing may visit the National Mortgage Licensing System & Directory for more information.
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