VA Loan Benefits
- Veterans Administration guarantee
- VA Home Loan with no down payment (100% financing)
- Money saved on mortgage insurance
- Low VA Loan Rates
- Never a pre-payment penalty
- Financial counseling from the VA in case of temporary financial difficulties
- More information in the VA Home Loan Guide
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Search for Your File
If you've applied for a VA Loan or other government loan program previously, much your information may already be on file with our department.
Locate your file here: File Lookup
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Recent Questions
Can a lender obtain my Certificate of Eligibility for me?
Yes. However, it would be beneficial to prepare yourself by finding your DD-214 member 4, and retrieving and completing form ... View answer
Does a VA Home Loan have mortgage insurance?
No, a VA Home Loan does not have mortgage insurance (also referred to as "M.I."). VA Loans are actually guaranteed ... View answer
Other Questions | Ask a Question
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Featured Special Topics
An In-Depth Look Into VA Loans
VA home loans are an outstanding benefit to the men and women who have served our great nation. The VA enables veterans to get financing at up to 100% of the purchase price of the home. Plus, with VA loans, the seller is often times permitted to pay all of the buyer’s closing costs. It’s a program that can save well-deserving veterans thousands of dollars.
In fact, when VA mortgage loans are compared to traditional home financing, the ... Read More
VA Loans: Only A Small Portion of Veterans Are Using Their Benefit
Much of the news in early 2009 is about mortgages. With zero money down and no private mortgage insurance, many argue a VA loan is hard to beat. That said, the VA Home Loan Guaranty Program is considered by many to be one of the most underutilized mortgage programs out there.
Of the 23.8 million U.S. veterans, less than 10% have taken advantage of their VA home loan benefit. Most veterans are eligible for ... Read More
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