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iFreedom Direct®
Veteran Services Department
Veterans' Benefits Improvement Act of 2008 to impact VA home loans and help qualified veterans and active military financially.
Full 100% cash out VA loan now available for debt consolidation and cash out refinances.
      

Direct VA Home Loans
Services for U.S. Veterans in
Applying for VA Home Loan Benefits


The Veteran Services Department of iFreedom Direct is here to support you in utilizing your entitlement to veteran and active duty benefits for your home loan, as well as to other government backed mortgage programs.


Get Started with Your VA Home Loan  

I'm interested in: VA Only   VA & Other Gov't Loan Programs  
Form FVA-P701 Form FVA-R702 VA Benefit Inquiry Form

 

VA Home Loan Specialist


Tim Lewis

VA Loan Team Manager &
veteran of Operation Iraqi Freedom


More Videos


VA Loan Benefits


  • Veterans Administration guarantee
  • VA Home Loan with no down payment (100% financing)
  • Money saved on mortgage insurance
  • Low VA Loan Rates
  • Never a pre-payment penalty
  • Financial counseling from the VA in case of temporary financial difficulties
  • More information in the VA Home Loan Guide
   

Search for Your File


If you've applied for a VA Loan or other government loan program previously, much your information may already be on file with our department.

Locate your file here: File Lookup


Bulletins

  • HUD CHARGES CHICAGO ARCHITECT, DEVELOPER WITH FAILURE TO BUILD APARTMENTS THAT ARE ACCESSIBLE TO PERSONS WITH DISABILITIES [Source: HUD] Read more
  • Survivors Fast-Tracked for Stop-Loss Pay [Source: Military.Com] Read more

More Bulletins


 

VA Mortgage FAQ's


How does my credit score affect my VA loan interest rate?

Since, in many conventional loan programs, the rate you can receive is directly tied to your credit score, many VA borrowers wonder if the same is true of VA loans. The VA home loan program doesn't provide for a tiered rate structure based on credit score. As far as the ... View FAQ


How can I lower my mortgage payment with a VA streamline loan?

Many VA borrowers like what they hear about the VA streamline refinance program and want to know more.  If you don't need cash out and simply want to lower your monthly mortgage payment with a lower interest rate, or if you'd like to shorten your loan term, a VA ... View FAQ


Other Veteran Loan Questions | Ask a Question

 

Featured Special Topics


The Interest Rate Advantage with VA Loans


When it comes to interest rates, VA loans have a unique advantage over most other types of loans. A VA borrower typically won’t receive a rate hike due to his or her credit score like a conventional borrower might.  For instance, if a conventional borrower has a credit score below a certain number, often 720, he or she will most likely receive a higher interest rate.  Also, a conventional loan can often require a down payment ... Read More



Veterans’ Benefits Improvement Act of 2008 Impacts VA Home Loans


Veterans, defined here as people or survivors of those who have served in our armed forces, like many Americans, may also be feeling today’s economic crunch.  And, many homeowners fear the dreaded F-word – FORECLOSURE.  But, now that new and better conditions have been established by the Veterans’ Benefits Improvement Act of 2008, relief may be in sight. The bill sponsored by Senator Daniel Akaka (D- HI), was created to improve and enhance Veterans’ benefits, including: compensation and ... Read More



Other Special Topics

 
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Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, a lender approved by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans. Our primary lending offices are located at: 2363 S. Foothill Drive, Salt Lake City, Utah 84109.
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