VA Loan Benefits
- Veterans Administration guarantee
- VA Home Loan with no down payment (100% financing)
- Money saved on mortgage insurance
- Low VA Loan Rates
- Never a pre-payment penalty
- Financial counseling from the VA in case of temporary financial difficulties
- More information in the VA Home Loan Guide
|
|
Search for Your File
If you've applied for a VA Loan or other government loan program previously, much your information may already be on file with our department.
Locate your file here: File Lookup
Bulletins
- HUD CHARGES CHICAGO ARCHITECT, DEVELOPER WITH FAILURE TO BUILD APARTMENTS THAT ARE ACCESSIBLE TO PERSONS WITH DISABILITIES [Source: HUD] Read more
- Survivors Fast-Tracked for Stop-Loss Pay [Source: Military.Com] Read more
More Bulletins
|
VA Mortgage FAQ's
How does my credit score affect my VA loan interest rate?
Since, in many conventional loan programs, the rate you can receive is directly tied to your credit score, many VA borrowers wonder if the same is true of VA loans. The VA home loan program doesn't provide for a tiered rate structure based on credit score. As far as the ... View FAQ
How can I lower my mortgage payment with a VA streamline loan?
Many VA borrowers like what they hear about the VA streamline refinance program and want to know more. If you don't need cash out and simply want to lower your monthly mortgage payment with a lower interest rate, or if you'd like to shorten your loan term, a VA ... View FAQ
Other Veteran Loan Questions | Ask a Question
|
Featured Special Topics
The Interest Rate Advantage with VA Loans
When it comes to interest rates, VA loans have a unique advantage over most other types of loans. A VA borrower typically won’t receive a rate hike due to his or her credit score like a conventional borrower might. For instance, if a conventional borrower has a credit score below a certain number, often 720, he or she will most likely receive a higher interest rate. Also, a conventional loan can often require a down payment ... Read More
Veterans’ Benefits Improvement Act of 2008 Impacts VA Home Loans
Veterans, defined here as people or survivors of those who have served in our armed forces, like many Americans, may also be feeling today’s economic crunch. And, many homeowners fear the dreaded F-word – FORECLOSURE. But, now that new and better conditions have been established by the Veterans’ Benefits Improvement Act of 2008, relief may be in sight. The bill sponsored by Senator Daniel Akaka (D- HI), was created to improve and enhance Veterans’ benefits, including: compensation and ... Read More
Other Special Topics
|