VA Home Loan Specialist

Tim Lewis

NMLS #157603
VA Loan Team Manager &
veteran of Operation Iraqi Freedom

More Videos

VA Mortgage FAQ's

Can I get a VA loan if I have bad credit?

Many VA-eligible borrowers wonder whether bad credit might be a deal breaker in qualifying for a VA loan. Lenders look at several factors when deciding whether a borrower is qualified for a VA mortgage.  For those with a history of bad credit, a common assumption they may have is ... View FAQ

How are VA mortgage rates determined?

The VA does not set the rates on any home loans. VA mortgage rates, like most mortgage interest rates, change often.  The VA and FHA loan interest rates typically move up and down along with conventional loan rates, and borrowers can expect VA home loan rates to be close ... View FAQ

Other Veteran Loan Questions | Ask a Question

Featured Special Topics

What is a Jumbo VA Loan?

A Jumbo VA loan is one over $417,000.  For years, the U.S. Department of Veterans Affairs has allowed Jumbo VA loans. The Fannie Mae conforming loan limit in most U.S. counties is $417,000.  This limit can change. A qualified borrower can get a loan of up to the conforming limit with no money down. What many borrowers don’t know is that there are also some Jumbo VA loans that may require no money down.

In certain ... Read More

Eligible Purposes for VA Loans

Congress extended the benefit of guaranteed home loans for all eligible veterans. If you are a veteran or you know a veteran considering the purchase of a home, many would argue that you owe it to yourself to look into the VA Home Loan Programs. The VA has defined several reasons for obtaining a veteran home loan. VA Guaranteed financing may be used:

• To purchase a home.


• To buy a townhouse or condominium unit in a VA approved housing project.


• To build ...

Other Special Topics