VA Loan Benefits
- Veterans Administration guarantee
- VA Home Loan with no down payment (100% financing)
- Money saved on mortgage insurance
- Low VA Loan Rates
- Never a pre-payment penalty
- Financial counseling from the VA in case of temporary financial difficulties
- More information in the VA Home Loan Guide
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Search for Your File
If you've applied for a VA Loan or other government loan program previously, much your information may already be on file with our department.
Locate your file here: File Lookup
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Recent Questions
Can a lender obtain my Certificate of Eligibility for me?
Yes. However, it would be beneficial to prepare yourself by finding your DD-214 member 4, and retrieving and completing form ... View answer
I have already obtained one VA Loan. Can I get another one?
While VA Home Loans are the best option for a first time home buyer, you are not limited to a ... View answer
Other Questions | Ask a Question
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Featured Special Topics
Veterans’ Benefits Improvement Act of 2008 Impacts VA Home Loans
Veterans, defined here as people or survivors of those who have served in our armed forces, like many Americans, may also be feeling today’s economic crunch. And, many homeowners fear the dreaded F-word – FORECLOSURE. But, now that new and better conditions have been established by the Veterans’ Benefits Improvement Act of 2008, relief may be in sight. The bill sponsored by Senator Daniel Akaka (D- HI), was created to improve and enhance Veterans’ benefits, including: compensation and ... Read More
How the VA Appraisal Process Works
When financing a home with a VA home loan, an appraisal is necessary in order to justify the loan amount. A VA loan amount cannot exceed the appraised property value.
There are a lot of people who are certified to appraise real estate. However, not all of them are VA approved. Only a VA-approved appraiser can appraise the value of a property being financed with a VA loan.
Although anyone can request an appraisal (buyer, ... Read More
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