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iFreedom Direct®
Veteran Services Department
Veterans' Benefits Improvement Act of 2008 to impact VA home loans and help qualified veterans and active military financially.
Full 100% cash out VA loan now available for debt consolidation and cash out refinances.
      

Direct VA Home Loans
Services for U.S. Veterans in
Applying for VA Home Loan Benefits


The Veteran Services Department of iFreedom Direct is here to support you in utilizing your entitlement to veteran and active duty benefits for your home loan, as well as to other government backed mortgage programs.


Get Started with Your VA Home Loan  

I'm interested in: VA Only   VA & Other Gov't Loan Programs  
Form FVA-P701 Form FVA-R702 VA Benefit Inquiry Form

 

VA Home Loan Specialist


Tim Lewis

VA Loan Team Manager &
veteran of Operation Iraqi Freedom


More Videos


VA Loan Benefits


  • Veterans Administration guarantee
  • VA Home Loan with no down payment (100% financing)
  • Money saved on mortgage insurance
  • Low VA Loan Rates
  • Never a pre-payment penalty
  • Financial counseling from the VA in case of temporary financial difficulties
  • More information in the VA Home Loan Guide
   

Search for Your File


If you've applied for a VA Loan or other government loan program previously, much your information may already be on file with our department.

Locate your file here: File Lookup


Bulletins

  • U.S. DEPARTMENT OF THE TREASURY, U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT AND THE AD COUNCIL UNVEIL NATIONAL PSA CAMPAIGN TO RAISE AWARENESS OF MAKING HOME AFFORDABLE PROGRAM [Source: HUD] Read more
  • Survivors Fast-Tracked for Stop-Loss Pay [Source: Military.Com] Read more

More Bulletins


 

VA Mortgage FAQ's


How does a prior bankruptcy affect my ability to qualify for a VA loan?

In the case of a prior bankruptcy, the VA guidelines are specific.  If a borrower has filed Chapter 7, then he or she cannot qualify for a VA loan for at least two years after the discharge date of the bankruptcy.  The borrower will need to explain the ... View FAQ


Can I get a jumbo VA loan?

Like all VA home loans, a jumbo VA loan is available only to veterans with enough income to handle the house payments.  A VA jumbo loan is one over $417,000.  There are two types of these loans:  those in counties where the conforming loan limit is $417,000, ... View FAQ


Other Veteran Loan Questions | Ask a Question

 

Featured Special Topics


VA Home Loans- Where Does the Money Come From?


Many borrowers don’t concern themselves with the ins-and-outs of their home loans beyond getting money to buy or refinance their homes. But, understanding the VA Loan Guaranty Program, where the money comes from and how to obtain a VA loan can save qualified borrowers money. What is a VA loan, and where does the money come from?

A VA home loan is a benefit to American veterans and active duty personnel to help them purchase and retain homes in ... Read More



VA Loans- How low can interest rates go?


Bond prices soar, yields plummet, interest rates drop; these are classic recession symptoms. The 2009 New Year has mortgage rates at an historic low – the lowest they’ve been since 1971. VA loan borrowers want to know -- how low can they go?  And what does this mean for VA loan rates?  

Experts say the latter half of 2008 and beginning of 2009 represent the worst housing market since the great depression.  On a positive ... Read More



Other Special Topics

 
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Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, a lender approved by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans. Our primary lending offices are located at: 2363 S. Foothill Drive, Salt Lake City, Utah 84109.
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