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iFreedom Direct®
Veteran Services Department
Veterans' Benefits Improvement Act of 2008 to impact VA home loans and help qualified veterans and active military financially.
Full 100% cash out VA loan now available for debt consolidation and cash out refinances.
      

Direct VA Home Loans
Services for U.S. Veterans in
Applying for VA Home Loan Benefits


The Veteran Services Department of iFreedom Direct is here to support you in utilizing your entitlement to veteran and active duty benefits for your home loan, as well as to other government backed mortgage programs.


Get Started with Your VA Home Loan  

I'm interested in: VA Only   VA & Other Gov't Loan Programs  
Form FVA-P701 Form FVA-R702 VA Benefit Inquiry Form

 

VA Home Loan Specialist


Tim Lewis

VA Loan Team Manager &
veteran of Operation Iraqi Freedom


More Videos


VA Loan Benefits


  • Veterans Administration guarantee
  • VA Home Loan with no down payment (100% financing)
  • Money saved on mortgage insurance
  • Low VA Loan Rates
  • Never a pre-payment penalty
  • Financial counseling from the VA in case of temporary financial difficulties
  • More information in the VA Home Loan Guide
   

Search for Your File


If you've applied for a VA Loan or other government loan program previously, much your information may already be on file with our department.

Locate your file here: File Lookup


Bulletins

  • OBAMA ADMINISTRATION AWARDS $19.5 MILLION TO PRODUCE MORE ASSISTED LIVING SENIOR HOUSING IN FOUR STATES [Source: HUD] Read more
  • Survivors Fast-Tracked for Stop-Loss Pay [Source: Military.Com] Read more

More Bulletins


 

VA Mortgage FAQ's


Are there fixed and adjustable VA rates?

Both fixed rate and adjustable rate mortgages are possible under the VA mortgage programs.  But not all lenders offer ARMs.  Fixed rate VA loans have an interest rate that is permanent for the duration of the loan.  Adjustable rates generally start out lower than fixed rates, and ... View FAQ


How can I lower my mortgage payment with a VA streamline loan?

Many VA borrowers like what they hear about the VA streamline refinance program and want to know more.  If you don't need cash out and simply want to lower your monthly mortgage payment with a lower interest rate, or if you'd like to shorten your loan term, a VA ... View FAQ


Other Veteran Loan Questions | Ask a Question

 

Featured Special Topics


What Are The Costs Of Securing A VA Loan?


For those who know that they want to purchase a home, and are considering a VA Loan, it is helpful to consider the costs that are involved.  In any home purchase, there are cost requirements to take into consideration.  You'll want to have a solid understanding of what these costs are before you agree to a VA home loan or any other type of loan.    Here are some of the various costs associated with a ... Read More



VA Home Loans and The Impact Of A Service Related Disability


A VA home loan is a way for many active duty and former military personnel to obtain a home loan with a low interest rate, no down payment, and zero mortgage insurance. The VA home loan programs are available to discharged, retired, and active military personnel and reservists who qualify, regardless of whether they have a service-related disability.  

The VA home loan programs can offer additional benefits to veterans with a service-related disability.  Any service personnel with ... Read More



Other Special Topics

 
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Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, a lender approved by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans. Our primary lending offices are located at: 2363 S. Foothill Drive, Salt Lake City, Utah 84109.
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