U.S.VA LOAN PROGRAMS
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VA Loan Pre-Qualification
Form FVA-P701
Refinance Application
Form FVA-R702
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How do I show eligibility?
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iFreedom Direct™
Veteran Services Department
Veterans' Benefits Improvement Act of 2008 to impact VA home loans and help qualified veterans and active military financially.
Full 100% cash out VA loan now available for debt consolidation and cash out refinances.
      

Direct VA Home Loans
Services for U.S. Veterans in
Applying for VA Home Loan Benefits


The Veteran Services Department of iFreedom Direct is here to support you in utilizing your entitlement to veteran and active duty benefits for your home loan, as well as to other government backed mortgage programs.

Get Started with Your VA Home Loan

I'm interested in:
Form FVA-P701 Form FVA-R702 VA Benefit Inquiry Form
Pre-qualify for
a Home Loan
Apply for
a Home Loan Refinance
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VA Home Loan Specialist


Tim Lewis

VA Loan Team Manager &
veteran of Operation Iraqi Freedom

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VA Loan Benefits


  • Veterans Administration guarantee
  • VA Home Loan with no down payment (100% financing)
  • Money saved on mortgage insurance
  • Low VA Loan Rates
  • Never a pre-payment penalty
  • Financial counseling from the VA in case of temporary financial difficulties
  • More information in the VA Home Loan Guide
    

Search for Your File


If you've applied for a VA Loan or other government loan program previously, much your information may already be on file with our department.

Locate your file here: File Lookup


Bulletins

  • Michigan Prison Assessed for Gitmo Transfers [Source: Military.Com] Read more
  • HUD announces posting of frequently asked questions on new RESPA rule [Source: HUD] Read more

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Recent Questions


I have already obtained one VA Loan. Can I get another one?

While VA Home Loans are the best option for a first time home buyer, you are not limited to a ... View answer

How much can I borrow on a VA Home Loan?

The maximum loan amount for a VA Home Loan is now $417,000.00. The purchase amount may be higher. On a ... View answer

Other Questions | Ask a Question
 

Featured Special Topics


No Prepayment Penalty with VA Loans


Zero money down, 100% financing, no private mortgage insurance -- these are often the VA loan benefits that stand out for many VA-eligible borrowers. But, there is another benefit that is often not given the attention it deserves. “No penalty for prepayment” is a standard feature with VA loans and can potentially save borrowers significant amounts of money.

A Prepayment Penalty Mortgage (PPM) is a loan with terms that require a borrower to pay a fee if the loan is ... Read More


The Facts About Refinancing VA Home Loans


Similar to any other mortgage or home loan, it is possible to refinance your VA home loan also. Such a loan is known as an IRRL i.e. Interest Rate Reduction Loan. It is also referred to by other names such as a Streamline loan or a VA to VA. This is a loan to an eligible applicant guaranteed by the VA to refinance a preexisting VA guaranteed loan.  

The unique feature in this type of refinancing is ... Read More


Other Special Topics
 
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Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, licensed by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans.