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iFreedom Direct™
Veteran Services Department
Veterans' Benefits Improvement Act of 2008 to impact VA home loans and help qualified veterans and active military financially.
Full 100% cash out VA loan now available for debt consolidation and cash out refinances.
      

Direct VA Home Loans
Services for U.S. Veterans in
Applying for VA Home Loan Benefits


The Veteran Services Department of iFreedom Direct is here to support you in utilizing your entitlement to veteran and active duty benefits for your home loan, as well as to other government backed mortgage programs.


Get Started with Your VA Home Loan

I'm interested in:
Form FVA-P701 Form FVA-R702 VA Benefit Inquiry Form

 

VA Home Loan Specialist


Tim Lewis

VA Loan Team Manager &
veteran of Operation Iraqi Freedom


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VA Loan Benefits


  • Veterans Administration guarantee
  • VA Home Loan with no down payment (100% financing)
  • Money saved on mortgage insurance
  • Low VA Loan Rates
  • Never a pre-payment penalty
  • Financial counseling from the VA in case of temporary financial difficulties
  • More information in the VA Home Loan Guide
   

Search for Your File


If you've applied for a VA Loan or other government loan program previously, much your information may already be on file with our department.

Locate your file here: File Lookup


Bulletins

  • Gates Asks Congress to Allow Civil Terror Trials [Source: Military.Com] Read more
  • Donovan Announces $26.5 Million in "Sweat Equity" Grants [Source: HUD] Read more

More Bulletins


 

Recent Questions


Does a VA Home Loan have mortgage insurance?

No, a VA Home Loan does not have mortgage insurance (also referred to as "M.I."). VA Loans are actually guaranteed ... View answer


How much can I borrow on a VA Home Loan?

The maximum loan amount for a VA Home Loan is now $417,000.00. The purchase amount may be higher. On a ... View answer


Other Questions | Ask a Question

 

Featured Special Topics


VA Loans- How low can interest rates go?


Bond prices soar, yields plummet, interest rates drop; these are classic recession symptoms. The 2009 New Year has mortgage rates at an historic low – the lowest they’ve been since 1971. VA loan borrowers want to know -- how low can they go?  And what does this mean for VA loan rates?  

Experts say the latter half of 2008 and beginning of 2009 represent the worst housing market since the great depression.  On a positive ... Read More



Recession and VA Loans


It’s official! President George W. Bush acknowledged for the first time on November 28, 2008, that the US economy is in a recession. According to data by expert economists, America is in a recession.  In economic terms, a recession happens when the gross domestic product (GDP) shrinks for at least two consecutive quarters.  

By definition, U.S. economy has been in a recession since December 2007.  So, what does that mean for VA loans?  Is the VA ... Read More



Other Special Topics

 
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Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, a lender approved by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans. Our primary lending offices are located at: 2363 S. Foothill Drive, Salt Lake City, Utah 84109.