VA MORTGAGE LOAN & GOV'T PROGRAMS
from iFreedom Direct®, NMLS# 3122 |
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iFreedom Direct
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Direct VA Home Loans
Direct VA Home Loans Services for U.S. Veterans in applying for VA Home Loan Benefits
The Veteran Services Department of
iFreedom Direct
is here to support you in utilizing your entitlement to veteran and active duty
benefits for your VA home loan, as well as to other government backed mortgage programs.
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VA Home Loan Specialist
Tim Lewis
NMLS #157603
VA Loan Team Manager &
veteran of Operation Iraqi Freedom
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VA Mortage Loan Benefits
- Veterans Administration guarantee
- VA Home Loan with no down payment (100% financing)
- Money saved on mortgage insurance
- Low VA Loan Rates
- Never a pre-payment penalty
- Financial counseling from the VA in case of temporary financial difficulties
- More information in the VA Home Loan Guide
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Search for Your File
If you've applied for a veteran's loan or other government loan program previously,
much your information may already be on file with our department.
Locate your file here: File Lookup
Bulletins
- HUD AWARDS $4.2 MILLION IN HIV/AIDS HOUSING GRANTS TO FOUR LOCAL PROGRAMS [Source: HUD] Read more
- Voluntary Departure: Haven or Vacation? [Source: Military.Com] Read more
More Bulletins
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VA Mortgage FAQ's
Why do the VA and my lender have different guidelines for VA loans?
It can be very confusing to borrowers when they discover that their lender's qualifying guidelines are different from the official VA home loan program guidelines published by the VA. Let's discuss why this can happen. The Veteran's Benefits Administration under the U.S. Department of Veterans Affairs establishes guidelines for the ... View FAQ
What are the income requirements for VA home loans?
Income qualifying for a VA home loan is a topic that gets asked about often. Like all loans, VA mortgages have certain qualifying requirements. These are established by the VA. The established debt-to-income threshold for VA loans is 41%. Typically, if a veteran's monthly debt obligation is ... View FAQ
Other Veteran Loan Questions | Ask a Question
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Featured Special Topics
VA Loans & The Importance of Your Home's Value
Whether you’re buying a new home, or refinancing an already existing mortgage, you have options as to the different mortgage programs available. A VA home loan program can be an excellent way for many discharged, retired, and active military personnel and reservists to acquire a mortgage loan with which to purchase a home. Borrowers can also utilize the VA loan programs to refinance their existing VA or conventional mortgages in order to receive cash at closing or ... Read More
VA Loans and Forbidden Fees
When using VA home loan benefits it is important to understand that some fees, like an appraisal fee or VA funding fee, are inevitable. However, it is equally important for VA borrowers to know that some fees are forbidden and cannot be charged to a veteran using the VA Home Loan Guaranty Program.
The U.S. Department of Veterans Affairs does not allow the following fees to be charged to a VA borrower:
• Seller or lender attorney fees
• Real estate commissions
• Buyer’s ... Read More
Other Special Topics
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