VA Home Loan Eligibility
Videos feature Tim Lewis, VA Loan Team Manager, NMLS #157603.
Am I eligible for a VA loan as the spouse of a deceased veteran?
Let's clarify surviving spouse eligibility for VA home loans. A surviving spouse who has not remarried is eligible to apply for the VA Loan Guaranty Program. The VA is very specific in defining the word "surviving". A surviving spouse must be widowed by a veteran who died while in service or who died from a service-connected disability.
In regards to POWs and MIAs, the VA has special rules for spouses. The spouse of a service person missing in action or of a prisoner of war is also eligible to apply for a VA mortgage.
Remember, it's surviving spouses, not children, who are eligible for the VA home loan benefit.
If you would like further clarification about whether you are eligible for a VA mortgage, you can get answers directly from a VA home loan professional.
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