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VA Loan Questions

Frequently Asked Questions About VA Home Loans


Questions About VA Home Loans

These videos address some of the more common VA loan questions addressed by our department. Browse the topics below to view answers to VA mortgage FAQ's. For questions regarding your own individual situation, you can Ask your own VA loan question, or you can call 1-800-211-9024 to speak with a VA mortgage professional.



VA Home Loan Question Topics

  1. VA Eligibility
  2. VA Loan Limits and Qualifying
  3. VA Loan Rates
  4. VA Loan Assumption
  5. Bad Credit
  6. VA Loan Fees
  7. VA Debt Consolidation
  8. Using VA Loan Entitlement
  9. How a VA Loan Affects Other VA Benefits
  10. VA vs. FHA

Get Started with Your
VA Home Loan  
Form FVA-P701
Pre-qualify for a Home Loan
Form FVA-R702
Apply for a Home Loan Refinance
VA Benefit Inquiry Form
Ask a Question

 1. VA Eligibility Video Audio Text
 
Video: Am I eligible to apply for a VA Loan? Am I eligible to apply for a VA Loan? Play video: Am I eligible to apply for a VA Loan? Play audio: Am I eligible to apply for a VA Loan? View answer text: Am I eligible to apply for a VA Loan?
 
Video: Can I get a joint VA loan with someone? Can I get a joint VA loan with someone? Play video: Can I get a joint VA loan with someone? Play audio: Can I get a joint VA loan with someone? View answer text: Can I get a joint VA loan with someone?
 
Video: Am I eligible for a VA loan as the spouse of a deceased veteran? Am I eligible for a VA loan as the spouse of a deceased veteran? Play video: Am I eligible for a VA loan as the spouse of a deceased veteran? Play audio: Am I eligible for a VA loan as the spouse of a deceased veteran? View answer text: Am I eligible for a VA loan as the spouse of a deceased veteran?
 
Video: What types of homes are eligible for VA loan financing? What types of homes are eligible for VA loan financing? Play video: What types of homes are eligible for VA loan financing? Play audio: What types of homes are eligible for VA loan financing? View answer text: What types of homes are eligible for VA loan financing?
 

 2. VA Loan Limits and Qualifying Video Audio Text
 
Video: What's the most I can borrow with a VA mortgage? What's the most I can borrow with a VA mortgage? Play video: What's the most I can borrow with a VA mortgage? Play audio: What's the most I can borrow with a VA mortgage? View answer text: What's the most I can borrow with a VA mortgage?
 
Video: Can I get a jumbo VA loan? Can I get a jumbo VA loan? Play video: Can I get a jumbo VA loan? Play audio: Can I get a jumbo VA loan? View answer text: Can I get a jumbo VA loan?
 
Video: What are the recent changes to VA limits and are they permanent? What are the recent changes to VA limits and are they permanent? Play video: What are the recent changes to VA limits and are they permanent? Play audio: What are the recent changes to VA limits and are they permanent? View answer text: What are the recent changes to VA limits and are they permanent?
 
Video: What are the income requirements for VA loans? What are the income requirements for VA loans? Play video: What are the income requirements for VA loans? Play audio: What are the income requirements for VA loans? View answer text: What are the income requirements for VA loans?
 
Video: Why do the VA and my lender have different guidelines for VA loans? Why do the VA and my lender have different guidelines for VA loans? Play video: Why do the VA and my lender have different guidelines for VA loans? Play audio: Why do the VA and my lender have different guidelines for VA loans? View answer text: Why do the VA and my lender have different guidelines for VA loans?
 
Video: Can I borrow more than the value of my home with a VA loan? Can I borrow more than the value of my home with a VA loan? Play video: Can I borrow more than the value of my home with a VA loan? Play audio: Can I borrow more than the value of my home with a VA loan? View answer text: Can I borrow more than the value of my home with a VA loan?
 

 3. VA Loan Rates Video Audio Text
 
Video: What rate can I get on a VA loan? What rate can I get on a VA loan? Play video: What rate can I get on a VA loan? Play audio: What rate can I get on a VA loan? View answer text: What rate can I get on a VA loan?
 
Video: Are there fixed and adjustable VA rates? Are there fixed and adjustable VA rates? Play video: Are there fixed and adjustable VA rates? Play audio: Are there fixed and adjustable VA rates? View answer text: Are there fixed and adjustable VA rates?
 
Video: How are VA rates determined? How are VA rates determined? Play video: How are VA rates determined? Play audio: How are VA rates determined? View answer text: How are VA rates determined?
 
Video: How does my credit score affect my VA loan interest rate? How does my credit score affect my VA loan interest rate? Play video: How does my credit score affect my VA loan interest rate? Play audio: How does my credit score affect my VA loan interest rate? View answer text: How does my credit score affect my VA loan interest rate?
 

 4. VA Loan Assumption Video Audio Text
 
Video: How does assuming a VA loan work? How does assuming a VA loan work? Play video: How does assuming a VA loan work? Play audio: How does assuming a VA loan work? View answer text: How does assuming a VA loan work?
 
Video: When someone assumes my VA loan, is my name removed from the loan? When someone assumes my VA loan, is my name removed from the loan? Play video: When someone assumes my VA loan, is my name removed from the loan? Play audio: When someone assumes my VA loan, is my name removed from the loan? View answer text: When someone assumes my VA loan, is my name removed from the loan?
 

 5. Bad Credit Video Audio Text
 
Video: Can I get a VA loan if I have bad credit? Can I get a VA loan if I have bad credit? Play video: Can I get a VA loan if I have bad credit? Play audio: Can I get a VA loan if I have bad credit? View answer text: Can I get a VA loan if I have bad credit?
 
Video: How does a prior bankruptcy affect my ability to qualify for a VA loan? How does a prior bankruptcy affect my ability to qualify for a VA loan? Play video: How does a prior bankruptcy affect my ability to qualify for a VA loan? Play audio: How does a prior bankruptcy affect my ability to qualify for a VA loan? View answer text: How does a prior bankruptcy affect my ability to qualify for a VA loan?
 
Video: Who decides if I qualify -- the VA or my lender? Who decides if I qualify -- the VA or my lender? Play video: Who decides if I qualify -- the VA or my lender? Play audio: Who decides if I qualify -- the VA or my lender? View answer text: Who decides if I qualify -- the VA or my lender?
 

 6. VA Loan Fees Video Audio Text
 
Video: What fees will I be charged with a VA home loan and how much cash do I need? What fees will I be charged with a VA home loan and how much cash do I need? Play video: What fees will I be charged with a VA home loan and how much cash do I need? Play audio: What fees will I be charged with a VA home loan and how much cash do I need? View answer text: What fees will I be charged with a VA home loan and how much cash do I need?
 
Video: What is the VA funding fee and how does it work? What is the VA funding fee and how does it work? Play video: What is the VA funding fee and how does it work? Play audio: What is the VA funding fee and how does it work? View answer text: What is the VA funding fee and how does it work?
 

 7. VA Debt Consolidation Video Audio Text
 
Video: How can my VA mortgage benefits be used to lower my monthly bills? How can my VA mortgage benefits be used to lower my monthly bills? Play video: How can my VA mortgage benefits be used to lower my monthly bills? Play audio: How can my VA mortgage benefits be used to lower my monthly bills? View answer text: How can my VA mortgage benefits be used to lower my monthly bills?
 
Video: Do I have to have a VA loan already to do a VA refinance? Do I have to have a VA loan already to do a VA refinance? Play video: Do I have to have a VA loan already to do a VA refinance? Play audio: Do I have to have a VA loan already to do a VA refinance? View answer text: Do I have to have a VA loan already to do a VA refinance?
 
Video: How much of my home's equity can I use to consolidate debt with a VA loan? How much of my home's equity can I use to consolidate debt with a VA loan? Play video: How much of my home's equity can I use to consolidate debt with a VA loan? Play audio: How much of my home's equity can I use to consolidate debt with a VA loan? View answer text: How much of my home's equity can I use to consolidate debt with a VA loan?
 
Video: How can I lower my mortgage payment with a VA streamline loan? How can I lower my mortgage payment with a VA streamline loan? Play video: How can I lower my mortgage payment with a VA streamline loan? Play audio: How can I lower my mortgage payment with a VA streamline loan? View answer text: How can I lower my mortgage payment with a VA streamline loan?
 

 8. Using VA Loan Entitlement Video Audio Text
 
Video: What is VA Loan Entitlement? What is VA Loan Entitlement? Play video: What is VA Loan Entitlement? Play audio: What is VA Loan Entitlement? View answer text: What is VA Loan Entitlement?
 
Video: How do basic and bonus entitlements work? How do basic and bonus entitlements work? Play video: How do basic and bonus entitlements work? Play audio: How do basic and bonus entitlements work? View answer text: How do basic and bonus entitlements work?
 
Video: How do I know if my entitlement has been restored? How do I know if my entitlement has been restored? Play video: How do I know if my entitlement has been restored? Play audio: How do I know if my entitlement has been restored? View answer text: How do I know if my entitlement has been restored?
 
Video: Can I get more than one VA loan at a time? Can I get more than one VA loan at a time? Play video: Can I get more than one VA loan at a time? Play audio: Can I get more than one VA loan at a time? View answer text: Can I get more than one VA loan at a time?
 
Video: What if I am moving and need a new VA loan before I've sold my current home? What if I am moving and need a new VA loan before I've sold my current home? Play video: What if I am moving and need a new VA loan before I've sold my current home? Play audio: What if I am moving and need a new VA loan before I've sold my current home? View answer text: What if I am moving and need a new VA loan before I've sold my current home?
 

 9. How a VA Loan Affects Other VA Benefits Video Audio Text
 
Video: How will getting a VA loan affect my other VA benefits like pension and health care? How will getting a VA loan affect my other VA benefits like pension and health care? Play video: How will getting a VA loan affect my other VA benefits like pension and health care? Play audio: How will getting a VA loan affect my other VA benefits like pension and health care? View answer text: How will getting a VA loan affect my other VA benefits like pension and health care?
 

 10. VA vs. FHA Video Audio Text
 
Video: What are the differences between VA loans and FHA loans? What are the differences between VA loans and FHA loans? Play video: What are the differences between VA loans and FHA loans? Play audio: What are the differences between VA loans and FHA loans? View answer text: What are the differences between VA loans and FHA loans?
 
Video: Are there circumstances when a VA home loan might NOT be the best option for me? Are there circumstances when a VA home loan might NOT be the best option for me? Play video: Are there circumstances when a VA home loan might NOT be the best option for me? Play audio: Are there circumstances when a VA home loan might NOT be the best option for me? View answer text: Are there circumstances when a VA home loan might NOT be the best option for me?
 


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Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, a lender approved by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans. Our primary lending offices are located at: 2363 S. Foothill Drive, Salt Lake City, Utah 84109.
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