2010 VA Home Loan Limits

Many veterans are interested to know the maximum amount they can qualify for on a VA loan. And others wonder about jumbo VA loans. Loan limits are published by the Department of Veterans Affairs for each county. Speaking with a VA loan professional is the best way to gain clarity on your own options for VA home loans, including VA jumbo loans.

The VA home loan program doesn’t actually define a maximum limit on VA loans. The "limits" are published in order to calculate the maximum guaranty the VA will provide for a VA home loan in a particular location. Generally, a qualified borrower with full entitlement may borrow up to the loan limit with zero down. It is possible for someone to borrow more than the maximum guaranty published as long as he or she is willing to provide the required down payment.

The VA Loan Purchase Limit Calculator is designed to estimate the maximum purchase amount with a VA home loan given a particular down payment amount, if any.

	VA Loan Purchase Limit Calculator
	1. Choose State: Choose a State Alaska Alabama Arkansas Arizona California Colorado Connecticut District of Columbia Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming 2. Choose a City:     or County:   3. Down Payment: (optional) Roll in VA Funding Fee? 1.50% 1.75% 2.15% 2.40% 3.30%

The 2010 VA loan limits apply to both purchases and refinances, and are effective January 1st through December 31st.

 

VA Loan Limits - Alaska

	Includes 2010 VA limits for:
	Anchorage Fairbanks Juneau Wasilla Sitka	Palmer Kenai Ketchikan Bethel Kodiak	Homer Soldotna Barrow Valdez Nome	Unalaska Kotzebue Seward Petersburg Dillingham

VA Loan Limits - Alabama

	Includes 2010 VA limits for:
	Montgomery Mobile Tuscaloosa Auburn Florence	Gadsden Alabaster Bessemer Prichard Opelika	Homewood Athens Anniston Northport Pelham	Mountain Brook Albertville Daphne Selma Fairhope

VA Loan Limits - Arkansas

	Includes 2010 VA limits for:
	Little Rock Fort Smith Fayetteville Jonesboro North Little Rock	Conway Rogers Pine Bluff Hot Springs Bentonville	Jacksonville Texarkana Benton Russellville West Memphis	Paragould Sherwood Cabot Van Buren Searcy

VA Loan Limits - Arizona

	Includes 2010 VA limits for:
	Phoenix Tucson Mesa Glendale Chandler	Scottsdale Gilbert Tempe Surprise Yuma	Avondale Flagstaff Goodyear Lake Havasu City Buckeye	Maricopa Oro Valley Sierra Vista Prescott Casa Grande

VA Loan Limits - California

	Includes 2010 VA limits for:
	Los Angeles San Diego San Jose San Francisco Fresno	Sacramento Long Beach Oakland Santa Ana Anaheim	Bakersfield Riverside Stockton Chula Vista Irvine	Modesto Fremont San Bernardino Glendale Huntington Beach

VA Loan Limits - Colorado

	Includes 2010 VA limits for:
	Denver Colorado Springs Lakewood Fort Collins Pueblo	Boulder Greeley Loveland Grand Junction Castle Rock	Parker Commerce City Englewood Wheat Ridge Lafayette	Fountain Louisville Evans Montrose Golden

VA Loan Limits - Connecticut

	Includes 2010 VA limits for:
	Bridgeport Hartford New Haven Stamford Waterbury	Norwalk Danbury New Britain Bristol Meriden	Milford West Haven Middletown Shelton Norwich	Torrington Naugatuck New London Ansonia Derby

VA Loan Limits - District of Columbia

	Includes 2010 VA limits for:
	Washington

VA Loan Limits - Delaware

	Includes 2010 VA limits for:
	Wilmington Dover Newark Middletown Seaford	Elsmere Georgetown New Castle Laurel Harrington	Lewes Millsboro Camden Selbyville Milton	Bridgeville Rehoboth Beach Delaware City Delmar Wyoming

VA Loan Limits - Florida

	Includes 2010 VA limits for:
	Jacksonville Miami Tampa St. Petersburg Orlando	Hialeah Fort Lauderdale Tallahassee Cape Coral Port 347	Pembroke Pines Hollywood Coral Springs Gainesville Miramar	Clearwater Pompano Beach Palm Bay West Palm Beach Lakeland

VA Loan Limits - Georgia

	Includes 2010 VA limits for:
	Augusta Savannah Athens Roswell Sandy Springs	Albany Marietta Johns Creek Alpharetta Smyrna	Valdosta East Point Rome Gainesville Peachtree City	Dalton Kennesaw Douglasville Newnan Hinesville

VA Loan Limits - Hawaii

	Includes 2010 VA limits for:
	Honolulu

VA Loan Limits - Iowa

	Includes 2010 VA limits for:
	Des Moines Cedar Rapids Davenport Iowa City Waterloo	Council Bluffs Dubuque Ames Ankeny Cedar Falls	Marion Bettendorf Mason City Clinton Marshalltown	Burlington Fort Dodge Ottumwa Muscatine Coralville

VA Loan Limits - Idaho

	Includes 2010 VA limits for:
	Boise City Nampa Meridian Idaho Falls Coeur d'Alene	Caldwell Twin Falls Lewiston Rexburg Post Falls	Moscow Eagle Ammon Kuna Hayden	Mountain Home Chubbuck Garden City Blackfoot Jerome

VA Loan Limits - Illinois

	Includes 2010 VA limits for:
	Rockford Springfield Peoria Waukegan Cicero	Champaign Evanston Decatur Bloomington Palatine	Skokie Des Plaines Wheaton Mount Prospect Oak Lawn	Normal Berwyn Oak Park Downers Grove Glenview

VA Loan Limits - Indiana

	Includes 2010 VA limits for:
	Indianapolis Fort Wayne Evansville South Bend Gary	Hammond Bloomington Fishers Carmel Muncie	Lafayette Terre Haute Anderson Elkhart Mishawaka	Greenwood Kokomo Lawrence Noblesville Columbus

VA Loan Limits - Kansas

	Includes 2010 VA limits for:
	Wichita Overland Park Kansas City Topeka Olathe	Lawrence Shawnee Lenexa Salina Hutchinson	Leavenworth Leawood Garden City Emporia Dodge City	Derby Prairie Village Junction City Hays Liberal

VA Loan Limits - Kentucky

	Includes 2010 VA limits for:
	Lexington Owensboro Bowling Green Covington Richmond	Hopkinsville Henderson Florence Frankfort Nicholasville	Jeffersontown Paducah Elizabethtown Radcliff Independence	Georgetown Ashland Madisonville Saint Matthews Erlanger

VA Loan Limits - Louisiana

	Includes 2010 VA limits for:
	New Orleans Parish Baton Rouge Lafayette Parish Lake Charles Kenner	Bossier Parish City Monroe Alexandria New Iberia Parish Houma	Slidell Opelousas Ruston Hammond Sulphur	Natchitoches Parish Gretna Pineville Zachary Thibodaux

VA Loan Limits - Massachusetts

	Includes 2010 VA limits for:
	Boston Worcester Springfield Cambridge Lowell	Brockton Quincy New Bedford Fall River Lynn	Newton Somerville Lawrence Haverhill Waltham	Revere Taunton Malden Medford Chicopee

VA Loan Limits - Maryland

	Includes 2010 VA limits for:
	Baltimore Rockville Frederick Gaithersburg Bowie	Hagerstown Annapolis Salisbury College Park Laurel	Greenbelt Cumberland Takoma Park Westminster Hyattsville	Elkton Easton Aberdeen Havre de Grace New Carrollton

VA Loan Limits - Maine

	Includes 2010 VA limits for:
	Portland Lewiston Bangor South Portland Auburn	Biddeford Augusta Saco Westbrook Waterville	Presque Isle Brewer Bath Caribou Old Town	Rockland Ellsworth Belfast Gardiner Calais

VA Loan Limits - Michigan

	Includes 2010 VA limits for:
	Detroit Grand Rapids Warren Sterling Heights Ann Arbor	Flint Livonia Dearborn Troy Westland	Farmington Hills Southfield Kalamazoo Wyoming Rochester Hills	Pontiac Taylor 1275 Shores Royal Oak Saginaw

VA Loan Limits - Minnesota

	Includes 2010 VA limits for:
	Minneapolis Saint Paul Rochester Duluth Bloomington	Plymouth Brooklyn Park Eagan Coon Rapids Maple Grove	Eden Prairie Burnsville Woodbury Lakeville Minnetonka	Apple Valley Edina Saint Louis Park Maplewood Moorhead

VA Loan Limits - Missouri

	Includes 2010 VA limits for:
	Saint Louis Columbia O'Fallon Saint Joseph Saint Charles	Blue Springs Saint Peters Florissant Chesterfield University City	Wildwood Liberty Ballwin Gladstone Raytown	Kirkwood Maryland Heights Hazelwood Belton Grandview

VA Loan Limits - Mississippi

	Includes 2010 VA limits for:
	Gulfport Biloxi Southaven Meridian Tupelo	Greenville Olive Branch Clinton Vicksburg Horn Lake	Pearl Starkville Columbus Pascagoula Brandon	Ridgeland Laurel Clarksdale Madison Oxford

VA Loan Limits - Montana

	Includes 2010 VA limits for:
	Billings Missoula Great Falls Bozeman Butte	Helena Kalispell Havre Anaconda Whitefish	Belgrade Miles City Livingston Laurel Lewistown	Columbia Falls Polson Hamilton Sidney Glendive

VA Loan Limits - North Carolina

	Includes 2010 VA limits for:
	Charlotte Greensboro Winston-Salem Fayetteville Wilmington	Greenville Jacksonville Asheville Gastonia Concord	Burlington Wilson Huntersville Goldsboro Apex	Monroe Sanford Salisbury New Bern Garner

VA Loan Limits - North Dakota

	Includes 2010 VA limits for:
	Fargo Bismarck Grand Forks Minot West Fargo	Mandan Dickinson Jamestown Williston Wahpeton	Devils Lake Valley City Grafton Beulah Lincoln	Rugby Hazen Lisbon Carrington Bottineau

VA Loan Limits - Nebraska

	Includes 2010 VA limits for:
	Omaha Lincoln Bellevue Grand Island Kearney	Hastings Fremont North Platte Papillion Norfolk	Columbus La Vista Scottsbluff Beatrice South Sioux City	Lexington Alliance York Blair Gering

VA Loan Limits - New Hampshire

	Includes 2010 VA limits for:
	Manchester Nashua Concord Rochester Dover	Keene Portsmouth Laconia Claremont Lebanon	Somersworth Berlin Franklin

VA Loan Limits - New Jersey

	Includes 2010 VA limits for:
	Newark Jersey City Paterson Elizabeth Trenton	Camden Clifton Passaic East Orange Union City	Vineland Bayonne New Brunswick Perth Amboy West New York	Plainfield Hackensack Sayreville Hoboken Atlantic City

VA Loan Limits - New Mexico

	Includes 2010 VA limits for:
	Albuquerque Las Cruces Santa Fe Roswell Farmington	Alamogordo Clovis Hobbs Carlsbad Gallup	Deming Sunland Park Los Lunas Las Vegas Portales	Artesia Silver City Lovington Bernalillo Ruidoso

VA Loan Limits - Nevada

	Includes 2010 VA limits for:
	Las Vegas Henderson North Las Vegas Reno Sparks	Carson City Elko Mesquite Boulder City Fernley	Fallon Winnemucca West Wendover Ely Yerington	Carlin Lovelock Wells Caliente

VA Loan Limits - New York

	Includes 2010 VA limits for:
	Buffalo Rochester Yonkers Syracuse Albany	New Rochelle Mount Vernon Schenectady Utica White Plains	Hempstead Niagara Falls Troy Binghamton Freeport	Valley Stream Long Beach Rome North Tonawanda Ithaca

VA Loan Limits - Ohio

	Includes 2010 VA limits for:
	Cleveland Cincinnati Toledo Akron Dayton	Canton Parma Lorain Hamilton Springfield	Elyria Mentor Cuyahoga Falls Lakewood Mansfield	Euclid Newark Cleveland Heights Warren Strongsville

VA Loan Limits - Oklahoma

	Includes 2010 VA limits for:
	Norman Lawton Edmond Midwest City Moore	Stillwater Enid Muskogee Shawnee Ardmore	Yukon Duncan Del City Sapulpa Bethany	Altus McAlester Mustang Claremore Chickasha

VA Loan Limits - Oregon

	Includes 2010 VA limits for:
	Eugene Gresham Hillsboro Beaverton Bend	Medford Springfield Corvallis Tigard Keizer	Grants Pass Oregon City McMinnville West Linn Redmond	Newberg Woodburn Ashland Forest Grove Roseburg

VA Loan Limits - Pennsylvania

	Includes 2010 VA limits for:
	Philadelphia Pittsburgh Allentown Erie Reading	Scranton Lancaster Harrisburg Altoona Wilkes-Barre	York State College Chester Norristown Bethel Park	Williamsport Monroeville Plum Easton New Castle

VA Loan Limits - Rhode Island

	Includes 2010 VA limits for:
	Providence Warwick Cranston Pawtucket East Providence	Woonsocket Newport Central Falls

VA Loan Limits - South Carolina

	Includes 2010 VA limits for:
	Rock Hill Mount Pleasant Greenville Spartanburg Sumter	Hilton Head Island Florence Myrtle Beach Aiken Anderson	Greenwood Mauldin Easley Simpsonville Hanahan	Lexington Conway North Myrtle Beach West Columbia Orangeburg

VA Loan Limits - South Dakota

	Includes 2010 VA limits for:
	Rapid City Aberdeen Watertown Brookings Mitchell	Pierre Yankton Huron Vermillion Spearfish	Brandon Madison Sturgis Belle Fourche Harrisburg	Hot Springs Tea Canton Dell Rapids Milbank

VA Loan Limits - Tennessee

	Includes 2010 VA limits for:
	Memphis Nashville Knoxville Clarksville Murfreesboro	Jackson Franklin Hendersonville Bartlett Cleveland	Collierville Smyrna Germantown Brentwood Columbia	La Vergne Gallatin Cookeville Maryville Bristol

VA Loan Limits - Texas

	Includes 2010 VA limits for:
	El Paso Arlington Laredo Lubbock Irving	Brownsville Pasadena McAllen Waco McKinney	Denton Killeen Beaumont Wichita Falls Tyler	San Angelo College Station Allen Sugar Land Bryan

VA Loan Limits - Utah

	Includes 2010 VA limits for:
	Salt Lake City West Valley City Provo West Jordan Sandy	Orem Ogden Saint George Layton Taylorsville	South Jordan Logan Lehi Murray Bountiful	Riverton Roy Cottonwood Heights Pleasant Grove Spanish Fork

VA Loan Limits - Virginia

	Includes 2010 VA limits for:
	Virginia Beach Norfolk Chesapeake Arlington Richmond	Newport News Hampton Alexandria Portsmouth Roanoke	Suffolk Lynchburg Danville Harrisonburg Blacksburg	Charlottesville Leesburg Manassas Petersburg Winchester

VA Loan Limits - Vermont

	Includes 2010 VA limits for:
	Burlington South Burlington Rutland Essex Junction Barre	Montpelier Saint Albans Winooski Newport Northfield	Bellows Falls Vergennes Swanton Morrisville Waterbury	Poultney Enosburg Falls Johnson North Bennington Lyndonville

VA Loan Limits - Washington

	Includes 2010 VA limits for:
	Seattle Spokane Tacoma Vancouver Bellevue	Everett Federal Way Yakima Kent Bellingham	Kennewick Renton Lakewood Pasco Shoreline	Redmond Kirkland Richland Olympia Lacey

VA Loan Limits - Wisconsin

	Includes 2010 VA limits for:
	Madison Green Bay Kenosha Racine Waukesha	Oshkosh Janesville West Allis La Crosse Sheboygan	Wauwatosa Fond du Lac Brookfield New Berlin Wausau	Beloit Greenfield Franklin Menomonee Falls Oak Creek

VA Loan Limits - West Virginia

	Includes 2010 VA limits for:
	Charleston Parkersburg Morgantown Fairmont Martinsburg	Beckley Clarksburg South Charleston Bluefield Saint Albans	Vienna Moundsville Bridgeport Dunbar Oak Hill	Elkins Hurricane Princeton New Martinsville Buckhannon

VA Loan Limits - Wyoming

	Includes 2010 VA limits for:
	Cheyenne Casper Laramie Gillette Rock Springs	Sheridan Green River Evanston Riverton Jackson	Cody Rawlins Lander Douglas Powell	Torrington Worland Buffalo Newcastle Wheatland