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VA Loan Programs

VA Loan Programs
Home Loan Benefits for U.S. Military Veterans & Active Duty Personnel


VA Home Loans

The VA mortgage programs are backed by the Federal Government. They have been set up to benefit Veterans who are looking to purchase a new home or refinance an existing mortgage. There are currently more than 57 million Americans who qualify for VA Mortgage Loan Benefits.


The Veterans Administration does not make mortgage loans. Instead, qualified lenders like iFreedom Direct are approved to offer and underwrite VA Loans. The VA Home Loan Guaranty program's primary objective is to help veterans obtain financing on favorable loan terms. So, the VA will GUARANTY the loans for qualified veterans. There is more information about VA Loan benefits in the VA Home Loan Guide.


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Form FVA-P701 Form FVA-R702 VA Benefit Inquiry Form

 

VA Loans Entrusted to Direct VA Loans


Tim Lewis

VA Loan Team Manager &
veteran of Operation Iraqi Freedom


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VA Home Loan Purchase


VA Loan Programs have features and guidelines that can benefit and protect Veterans in the purchase of a new home.

About Purchasing


Other Gov't Mortgage Programs


Alongside the benefits offered by VA, there are other government mortgage programs that can be well-suited to the situations of Veterans and their families.

About Other Gov't Programs

  

VA Home Loan Refinance


Regardless of which type of loan you're currently in, the VA Home Loan Refinance programs can work with you to put you in a better situation.

About Refinancing


VA Loan Rates


The VA Loans Rates that a Veteran can qualify for are often lower than the rates that can be qualified for through non-VA programs.

About VA Loan Rates


Recent Questions


How would I get proof of my military service?

Usually a DD-214 member 4 is used for proof of service. If you've lost your DD-214, contact your local VA ... View answer


Does a VA Home Loan have mortgage insurance?

No, a VA Home Loan does not have mortgage insurance (also referred to as "M.I."). VA Loans are actually guaranteed ... View answer


Other Questions | Ask a Question



Related Special Topics


VA Home Loan Refinance Programs: What Options are Available?


Qualified active duty and former military personnel have a great advantage when it comes to refinancing their mortgages. VA home loan refinance programs offer options to them that are ... Read More



Determining VA Home Loan Eligibility


VA loans are an entitlement for those who are eligible.  Those with military affiliation may typically enjoy zero down, 100% refinancing and no private mortgage insurance associated ... Read More



Quick Reference: Benefits of a VA Loan


It is estimated that over twenty-nine million veterans and service personnel qualify for a VA home loan. Many are veterans who have already used their loan benefits. It is now ... Read More



Other Special Topics

 
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Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, licensed by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans.