VA Loan Programs
Home Loan Benefits for U.S. Military Veterans & Active Duty Personnel
The VA mortgage programs are backed by the Federal Government. They have been set up to benefit Veterans who are looking to purchase a new home or refinance an existing mortgage. There are currently more than 57 million Americans who qualify for VA Mortgage Loan Benefits.
The Veterans Administration does not make mortgage loans. Instead, qualified lenders like iFreedom Direct are approved to offer and underwrite VA Loans. The VA Home Loan Guaranty program's primary objective is to help veterans obtain financing on favorable loan terms. So, the VA will GUARANTY the loans for qualified veterans. There is more information about VA Loan benefits in the VA Home Loan Guide.
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VA Loans Entrusted to Direct VA Loans
Tim Lewis
VA Loan Team Manager &
veteran of Operation Iraqi Freedom
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VA Home Loan Purchase
VA Loan Programs have features and guidelines that can benefit and protect Veterans in the purchase of a new home.
About Purchasing
Other Gov't Mortgage Programs
Alongside the benefits offered by VA, there are other government mortgage programs that can be well-suited to the situations of Veterans and their families.
About Other Gov't Programs
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VA Home Loan Refinance
Regardless of which type of loan you're currently in, the VA Home Loan Refinance programs can work with you to put you in a better situation.
About Refinancing
VA Loan Rates
The VA Loans Rates that a Veteran can qualify for are often lower than the rates that can be qualified for through non-VA programs.
About VA Loan Rates
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VA Mortgage FAQ's
Am I eligible for a VA loan as the spouse of a deceased veteran?
Let's clarify surviving spouse eligibility for VA home loans. A surviving spouse who has not remarried is eligible to apply for the VA Loan Guaranty Program. The VA is very specific in defining the word "surviving". A surviving spouse must be widowed by a veteran who died while ... View FAQ
How are VA rates determined?
The VA does not set the rates on any home loans. VA mortgage rates, like most mortgage interest rates, change often. The VA and FHA loan interest rates typically move up and down along with conventional loan rates, and borrowers can expect VA home loan rates to be close ... View FAQ
Other Veteran Loan Questions | Ask a Question
Related Special Topics
Quick Reference: Benefits of a VA Loan
It is estimated that over twenty-nine million veterans and service personnel qualify for a VA home loan. Many are veterans who have already used their loan benefits. It is now ... Read More
What Are The Costs Of Securing A VA Loan?
For those who know that they want to purchase a home, and are considering a VA Loan, it is helpful to consider the costs that are involved. In any ... Read More
VA Home Loans and The Impact Of A Service Related Disability
A VA home loan is a way for many active duty and former military personnel to obtain a home loan with a low interest rate, no down payment, and zero ... Read More
Other Special Topics
