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VA Loan Programs

VA Loan Programs
Home Loan Benefits for U.S. Military Veterans & Active Duty Personnel


VA Home Loans

The VA mortgage programs are backed by the Federal Government. They have been set up to benefit Veterans who are looking to purchase a new home or refinance an existing mortgage. There are currently more than 57 million Americans who qualify for VA Mortgage Loan Benefits.


The Veterans Administration does not make mortgage loans. Instead, qualified lenders like iFreedom Direct are approved to offer and underwrite VA Loans. The VA Home Loan Guaranty program's primary objective is to help veterans obtain financing on favorable loan terms. So, the VA will GUARANTY the loans for qualified veterans. There is more information about VA Loan benefits in the VA Home Loan Guide.


Get Started with Your VA Home Loan

I'm interested in:
Form FVA-P701 Form FVA-R702 VA Benefit Inquiry Form

 

VA Loans Entrusted to Direct VA Loans


Tim Lewis

VA Loan Team Manager &
veteran of Operation Iraqi Freedom


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VA Home Loan Purchase


VA Loan Programs have features and guidelines that can benefit and protect Veterans in the purchase of a new home.

About Purchasing


Other Gov't Mortgage Programs


Alongside the benefits offered by VA, there are other government mortgage programs that can be well-suited to the situations of Veterans and their families.

About Other Gov't Programs

  

VA Home Loan Refinance


Regardless of which type of loan you're currently in, the VA Home Loan Refinance programs can work with you to put you in a better situation.

About Refinancing


VA Loan Rates


The VA Loans Rates that a Veteran can qualify for are often lower than the rates that can be qualified for through non-VA programs.

About VA Loan Rates


Recent Questions


How much can I borrow on a VA Home Loan?

The maximum loan amount for a VA Home Loan is now $417,000.00. The purchase amount may be higher. On a ... View answer


Can a lender obtain my Certificate of Eligibility for me?

Yes. However, it would be beneficial to prepare yourself by finding your DD-214 member 4, and retrieving and completing form ... View answer


Other Questions | Ask a Question



Related Special Topics


Eligible Purposes for VA Loans


Congress extended the benefit of guaranteed home loans for all eligible veterans. If you are a veteran or you know a veteran considering the purchase of a home, many would ... Read More



Veterans’ Benefits Improvement Act of 2008 Impacts VA Home Loans


Veterans, defined here as people or survivors of those who have served in our armed forces, like many Americans, may also be feeling today’s economic crunch.  And, many homeowners ... Read More



VA Home Loans and The Impact Of A Service Related Disability


A VA home loan is a way for many active duty and former military personnel to obtain a home loan with a low interest rate, no down payment, and zero ... Read More



Other Special Topics

 
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Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, a lender approved by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans. Our primary lending offices are located at: 2363 S. Foothill Drive, Salt Lake City, Utah 84109.