VA Loan Programs
Home Loan Benefits for U.S. Military Veterans & Active Duty Personnel
The VA mortgage programs are backed by the Federal Government. They have been set up to benefit Veterans who are looking to purchase a new home or refinance an existing mortgage. There are currently more than 57 million Americans who qualify for VA Mortgage Loan Benefits.
The Veterans Administration does not make mortgage loans. Instead, qualified lenders like iFreedom Direct are approved to offer and underwrite VA Loans. The VA Home Loan Guaranty program's primary objective is to help veterans obtain financing on favorable loan terms. So, the VA will GUARANTY the loans for qualified veterans. There is more information about VA Loan benefits in the VA Home Loan Guide.
|
|
|
VA Loans Entrusted to Direct VA Loans
Tim Lewis
VA Loan Team Manager &
veteran of Operation Iraqi Freedom
More Videos
|
VA Home Loan Purchase
VA Loan Programs have features and guidelines that can benefit and protect Veterans in the purchase of a new home.
About Purchasing
Other Gov't Mortgage Programs
Alongside the benefits offered by VA, there are other government mortgage programs that can be well-suited to the situations of Veterans and their families.
About Other Gov't Programs
|
|
VA Home Loan Refinance
Regardless of which type of loan you're currently in, the VA Home Loan Refinance programs can work with you to put you in a better situation.
About Refinancing
VA Loan Rates
The VA Loans Rates that a Veteran can qualify for are often lower than the rates that can be qualified for through non-VA programs.
About VA Loan Rates
|
Recent Questions
Does a VA Home Loan have mortgage insurance?
No, a VA Home Loan does not have mortgage insurance (also referred to as "M.I."). VA Loans are actually guaranteed ... View answer
If I have had a foreclosure in the past, can I qualify for a VA Home Loan?
It is possible to qualify with satisfactory credit if a prior foreclosure was more than 24 months prior. However, if ... View answer
Other Questions | Ask a Question
Related Special Topics
VA Home Loans and The Impact Of A Service Related Disability
A VA home loan is a way for many active duty and former military personnel to obtain a home loan with a low interest rate, no down payment, and zero ... Read More
Determining VA Home Loan Eligibility
VA loans are an entitlement for those who are eligible. Those with military affiliation may typically enjoy zero down, 100% refinancing and no private mortgage insurance associated ... Read More
VA Loans: Only A Small Portion of Veterans Are Using Their Benefit
Much of the news in early 2009 is about mortgages. With zero money down and no private mortgage insurance, many argue a VA loan is hard to ... Read More
Other Special Topics
