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VA Loan Programs

VA Loan Programs

Home Loan Benefits for U.S. Military Veterans & Active Duty Personnel


VA Home Loans

The VA mortgage center programs are backed by the Federal Government. They have been set up to benefit Veterans who are looking to purchase a new home or refinance an existing mortgage. There are currently more than 57 million Americans who qualify for VA Mortgage Home Loan Benefits.


Favorable Loan Terms for U.S. Military Veterans & Active Duty personnel

The Veterans Administration does not make mortgage loans. Instead, qualified lenders like iFreedom Direct are approved to offer and underwrite VA Loans. The VA Home Loan Guaranty program's primary objective is to help veterans obtain financing on favorable loan terms. So, the VA will GUARANTY the loans for qualified veterans. There is more information about VA Home Loan benefits in the VA Home Loan Guide.


Get Started with Your VA Home Loan  

I'm interested in: VA Only   VA & Other Gov't Loan Programs  
Form FVA-P701 Form FVA-R702 VA Benefit Inquiry Form

 

VA Loans Entrusted to Direct VA Loans


Tim Lewis

NMLS #157603
VA Loan Team Manager &
veteran of Operation Iraqi Freedom


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VA Home Loan Purchase


VA Loan Programs have features and guidelines that can benefit and protect Veterans in the purchase of a new home.

About Purchasing


Other Gov't Mortgage Programs


Alongside the benefits offered by VA, there are other government mortgage programs that can be well-suited to the situations of Veterans and their families.

About Other Gov't Programs

  

VA Home Loan Refinance


Regardless of which type of home loan you're currently in, the VA Home Loan Refinance programs can work with you to put you in a better situation.

About Refinancing


VA Loan Rates


The VA Loans Rates that a Veteran can qualify for are often lower than the rates that can be qualified for through non-VA programs.

About VA Loan Rates


VA Mortgage FAQ's


Can I get a VA loan if I have bad credit?

Many VA-eligible borrowers wonder whether bad credit might be a deal breaker in qualifying for a VA loan. Lenders look at several factors when deciding whether a borrower is qualified for a VA mortgage.  For those with a history of bad credit, a common assumption they may have is ... View FAQ


What is VA Loan Entitlement?

One of the first questions many VA borrowers ask is, "What is Entitlement?"  Entitlement is the VA term for the dollar amount the Department of Veterans Affairs will guarantee on a VA loan.  For each veteran, the VA will guarantee $36,000 of basic entitlement plus $68,250 of bonus ... View FAQ


Other Veteran Loan Questions | Ask a Question



Related Special Topics


VA Home Loan Refinance Programs: What Options are Available?


Qualified active duty and former military personnel have a great advantage when it comes to refinancing their mortgages. VA home loan refinance programs offer options to them that are ... Read More



VA Home Loans and The Impact Of A Service Related Disability


A VA home loan is a way for many active duty and former military personnel to obtain a home loan with a low interest rate, no down payment, and zero ... Read More



American Recovery and Reinvestment Act of 2009 Protects Veteran Homeowners


On February 17, 2009 President Barack Obama signed the American Recovery and Reinvestment Act – known as the Stimulus Bill.  The bill is largely intended to provide stimulus to ... Read More



Other Special Topics

 
 
Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, NMLS #3122, a lender approved by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans. Our primary lending offices are located at: 2363 S. Foothill Drive, Salt Lake City, Utah 84109. Customers with questions regarding our loan officers and their licensing may visit the National Mortgage Licensing System & Directory for more information.
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