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VA Home Loans

Purchasing with a VA Home Loan


VA Loan

Whether you are a first-time homebuyer, or are experienced with the VA Home Purchase process, buying a home is one of the most important decisions you will ever make.


This department is here to assist veterans and their families with their VA Home Loans. Our knowledgeable and experienced VA Loan Specialists will help guide you through the loan process. Their objective is to make the process of obtaining your VA Mortgage Loan as easy as possible.


For more information, please feel free to Make an Inquiry with Our Specialists online or call us at 1-800-211-9024. If you are ready, you can Apply Online now with our fast and secure VA Home Loan application.


Get Started with Your VA Home Loan  

I'm interested in: VA Only   VA & Other Gov't Loan Programs  
Form FVA-P701 Form FVA-R702 VA Benefit Inquiry Form

What Are the Benefits of VA Home Loans?


Most veterans are eligible for Veterans Benefits. The VA Home Loan benefits are very often the best choice if you are planning on purchasing a home. An example of the advantages of a VA Loan: the opportunity to get a loan without a down payment and with a fixed loan interest rate that can be as good as or even better than conventional rates. You can review the VA Home Loan Guide for more information on the benefits of VA Loans.


VA Mortgage FAQ's


Who decides if I qualify -- the VA or my lender?

When it comes to approving or denying a VA loan application, many ask whether this is up to the Department of Veterans Affairs or to the VA-approved lender.  Ultimately it's the lender that determines if it is willing to make a VA loan.  In order for the loan ... View FAQ


Can I borrow more than the value of my home with a VA loan?

Some borrowers wonder if it's possible to take out a VA mortgage for more than the value of the home. A VA home loan can finance up to 100% of a new purchase. The VA will not guarantee borrowed funds that exceed the purchase price.  A borrower looking to ... View FAQ


Other Veteran Loan Questions | Ask a Question



Related Special Topics


VA Loans and the Role of Income


VA home loan guaranty programs allow military service personnel, reservists, and veterans an opportunity to purchase a home with the help of a government-backed home loan option.  Loan approval ... Read More



Multiple VA Loans- Is It Possible?


Many VA borrowers ask, “Can I get more than one VA loan?”  The short answer is yes depending on the circumstances.  A VA loan is an entitlement to ... Read More



What Are The Costs Of Securing A VA Loan?


For those who know that they want to purchase a home, and are considering a VA Loan, it is helpful to consider the costs that are involved.  In any ... Read More



Other Special Topics


 
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Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, a lender approved by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans. Our primary lending offices are located at: 2363 S. Foothill Drive, Salt Lake City, Utah 84109.
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