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VA Purchase Application VA Purchase Application VA Refinance Application VA Refinance Application

VA Home Loans


VA Loan

Whether you are a first-time homebuyer, or are experienced with the VA Home Purchase process, buying a home is one of the most important decisions you will ever make.


This department is here to assist veterans and their families with their VA Home Loan Programs. Our knowledgeable and experienced VA Loan Specialists will help guide you through the loan process. Their objective is to make the process of obtaining your VA Mortgage Loan as easy as possible.


For more VA loan information, please feel free to Make an Inquiry with Our Specialists online or call us at 1-800-211-9024 . If you are ready, you can Apply Online now with our fast and secure VA Home Loan application.


Get Started with Your VA Home Loan  

I'm interested in: VA Only   VA & Other Gov't Loan Programs  
Form FVA-P701 Form FVA-R702 VA Benefit Inquiry Form

What Are the Benefits of VA Home Loans?


Most veterans are eligible for Veterans Home Loan Benefits. The VA Home Loan benefits are very often the best choice if you are planning on purchasing a home. An example of the advantages of a VA Loan: the opportunity to get a loan without a down payment and with a fixed loan interest rate that can be as good as or even better than conventional rates. You can review the VA Home Loan Guide for more information on the benefits of VA Home Loans for veterans.


VA Mortgage FAQ's


How are VA mortgage rates determined?

The VA does not set the rates on any home loans. VA mortgage rates, like most mortgage interest rates, change often.  The VA and FHA loan interest rates typically move up and down along with conventional loan rates, and borrowers can expect VA home loan rates to be close ... View FAQ


How do I know if my entitlement has been restored?

Many VA borrowers wonder about restoration of entitlement and how it's done.  An eligible VA borrower can use his or her entitlement again and again as long as it is restored.  Entitlement is restored after a VA home loan is paid in full.  This can happen by: ... View FAQ


Other Veteran Loan Questions | Ask a Question



Related Special Topics


Restoring VA Loan Entitlement


One of the most common myths about VA Loans is that once used, the benefit can never be used again. This is simply untrue.  VA entitlement can be restored ... Read More



Qualifying for a VA Loan after Foreclosure


A frequent question among borrowers is whether they can qualify for a VA Loan after suffering a foreclosure on a previous mortgage.

The VA Home Loan Guaranty Program’s ... Read More



What is a Jumbo VA Loan?


A Jumbo VA loan is one over $417,000.  For years, the U.S. Department of Veterans Affairs has allowed Jumbo VA loans. The Fannie Mae conforming loan limit in most ... Read More



Other Special Topics


 
 
Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, NMLS #3122, a lender approved by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans. Our primary lending offices are located at: 2363 S. Foothill Drive, Salt Lake City, Utah 84109. Customers with questions regarding our loan officers and their licensing may visit the National Mortgage Licensing System & Directory for more information.
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