VA Loan Rates

About VA Loan Rates


VA Loan Interest Rates

Interest rate on a home mortgage is one of the key factors that establishes the payment amount. The rate on your VA Loan will be determined by market conditions and factors specific to your situation and your long- and short-term goals.


When evaluating VA Loan Rates, it's important to take account of the entire financial picture, and to be aware of what you're paying to get the rate you receive on your loan. Our Department Representatives will go through your VA Home Loan costs with you line by line.


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Reducing Your Rate


Borrowers sometimes wonder whether prevailing interest rates make the current time opportune for buying or refinancing. With a VA Loan, there is added flexibility. In order to help their borrowers keep their rates competitively low, the Federal Government has put into place a Rate Reduction Program, also called the Streamline Program, for borrowers with VA Home Loans and other government-backed mortgages.


One of the benefits of the Streamline Program is that it allows Veterans and Active Duty Military personnel who currently have a VA Loan to refinance to a lower interest rate without having to re-qualify or obtain an appraisal. It makes it very simple and easy for VA borrowers to reduce their mortgage payment when rates fall. Read more about the VA Streamline Refinance Program.


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Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, licensed by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans.