Questions & Answers About VA Home Loans
This is an archive of common and uncommon questions addressed by our department.
You can Ask a VA Loan Question, or you can call 1-800-211-9024.
Browse the topics below to view answers to questions that have been submitted by borrowers and prospective borrowers.
If I have had a foreclosure in the past, can I qualify for a VA Home Loan?
Alex Taylor
Department Representative
It is possible to qualify with satisfactory credit if a prior foreclosure was more than 24 months prior. However, if the foreclosure was on a VA Loan, the applicant may not have full entitlement available for the new loan.