VA Loan Questions

Questions & Answers About VA Home Loans


Questions About VA Home Loans

This is an archive of common and uncommon questions addressed by our department.

You can Ask a VA Loan Question, or you can call 1-800-211-9024.

Browse the topics below to view answers to questions that have been submitted by borrowers and prospective borrowers.


If I have had a foreclosure in the past, can I qualify for a VA Home Loan?


Department Representative

Alex Taylor

Department Representative

It is possible to qualify with satisfactory credit if a prior foreclosure was more than 24 months prior. However, if the foreclosure was on a VA Loan, the applicant may not have full entitlement available for the new loan.



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Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, licensed by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans.