Direct VA Loans

VA Debt Consolidation Loans

Consolidation loans for veterans can assist in improving financial health by paying off looming bills.  If you have equity in your home, you may be able to cash it in to manage your total debt and lower your overall monthly payments.

Pay off your highest interest rate credit cards and other short-term loans and refinance them into one low fixed rate VA Loan. These types of debts can carry higher interest rates that can eat up your monthly budget:

  • Credit Cards
  • Home Equity Lines of Credit
  • Car Loans
  • Student Loans
  • Medical Bills
  • Cash Advance Loans
  • Rent-to-own programs
  • Other short-term debt 

If you’ve got these types of debts, chances are you’re making separate payments on them. This can add to the risk of missing a payment and delinquency.

Consolidation Loans for Veterans May Reduce Monthly Payments

Refinance your debt into one low interest rate VA mortgage, and make one low monthly payment. Stop writing all those checks or trying to remember all your usernames and passwords to your online payment accounts. A single monthly mortgage payment may be all it takes when you use VA Debt Consolidation to get your finances in order.

Manage Debt with VA Cash-out Refinance

Our experienced loan specialists can help you Manage Debt with VA Cash-out Refinance to quickly restructure your monthly overhead and ease your current financial burden. Many borrowers have equity in their homes after years of diligent mortgage payments. Long-term mortgage rates are typically a lot lower than the interest rates on most short-term loans. Why not take advantage of the equity you’ve built in your home to get rid of those high-interest loans? Contact us today and have one of our specialists create a debt management strategy just for you.

Debt Management with VA Loans

Debt Management using VA Loans can be a better way to approach paying off your financial commitments. Each VA loan is backed by the U.S. Department of Veterans Affairs and borrowers can refinance up to 100% of the value of their homes. Even with 100% loan-to-value or LTV, veterans never pay private mortgage insurance on their VA loans. And, if you should have trouble paying your mortgage, you’re entitled to free mortgage counseling through your VA Regional Loan Center to get back on track.

Benefits of VA Debt Consolidation Loan

Let’s review the benefits of VA loans for Debt Management:

  • Up to 100% LTV
  • No private mortgage insurance
  • One low monthly payment
  • Federal guarantee
  • FREE mortgage counseling

These and other great VA loan features can make refinancing your debt balances with your military home loan benefits your smartest option. Many other debt management methods can actually compromise your credit, so be sure to get all the facts before consolidating debt.

Take financial control of your debt right now by contacting a dedicated VA Loans Specialist.

Two Steps CloserTo Start Your VA Home Loan

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